https://flipbooks.skylineroofllc.com/ en-us A daily ~20-minute editorial briefing for real-estate and insurance professionals, hosted by Tawny & Paul — mortgage rates, insurance regulation, real-estate transactions, construction, and business opportunity, pulled from Skyline Roofing's Vanguard newspaper. Skyline Roofing Skyline Roofing theshingleslinger@gmail.com https://flipbooks.skylineroofllc.com/social-test/podcast/cover.jpg https://flipbooks.skylineroofllc.com/ false episodic e5eb36b7-a63b-5c73-ac9e-3042833b0f72 no vanguard_podcast_publish.py Sun, 18 Oct 2026 21:32:58 -0500 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-19/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-19/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-19.mp3 Sun, 18 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 19, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-19/ 0:20:03 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-18/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-18/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-18.mp3 Sat, 17 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 18, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-18/ 0:20:13 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-17/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-17/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-17.mp3 Fri, 16 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 17, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-17/ 0:19:59 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-16/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-16/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-16.mp3 Thu, 15 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 16, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-16/ 0:19:28 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-15/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-15/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-15.mp3 Wed, 14 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 15, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-15/ 0:19:05 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-14/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-14/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-14.mp3 Tue, 13 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 14, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-14/ 0:19:16 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-13/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-13/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-13.mp3 Mon, 12 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 13, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-13/ 0:19:34 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-12/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-12/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-12.mp3 Sun, 11 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 12, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-12/ 0:19:46 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Thirty-year mortgage rates just hit seven point forty-nine percent. That's the highest we've seen in nearly three years. State Farm is raising homeowners insurance rates in Illinois by eight percent this fall, and that's just the latest bump in a brutal three-year climb. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-11/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-11/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-11.mp3 Sat, 10 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 11, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Thirty-year mortgage rates just hit seven point forty-nine percent. That's the highest we've seen in nearly three years. State Farm is raising homeowners insurance rates in Illinois by eight percent this fall, and that's just the latest bump in a brutal three-year climb. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-11/ 0:21:13 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-10/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-10/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-10.mp3 Fri, 09 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 10, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-10/ 0:17:46 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Hurricane Isaias is forecast to reach Florida's Panhandle tomorrow, in a region that stretches across ten counties. The housing market's return to what analysts call normal affordability might take longer than you think — we're talking years, even in the best case. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-09/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-09/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-09.mp3 Thu, 08 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 9, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Hurricane Isaias is forecast to reach Florida's Panhandle tomorrow, in a region that stretches across ten counties. The housing market's return to what analysts call normal affordability might take longer than you think — we're talking years, even in the best case. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-09/ 0:19:03 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Property tax delinquency just hit its highest rate since twenty seventeen. A catastrophe modeler is updating its storm model with new roof-age data that changes how carriers will underwrite. Hive MLS is adding a buyer listing service that lets agents see demand before a property ever hits the market. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-08/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-08/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-08.mp3 Wed, 07 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 8, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Property tax delinquency just hit its highest rate since twenty seventeen. A catastrophe modeler is updating its storm model with new roof-age data that changes how carriers will underwrite. Hive MLS is adding a buyer listing service that lets agents see demand before a property ever hits the market. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-08/ 0:19:29 full false Welcome to the Skyline Vanguard Daily Briefing—the twenty-minute commute podcast for real estate and insurance professionals everywhere. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Mortgage rates just hit a three-year high. We're talking seven-point-six-three percent on conforming loans and climbing. That's six straight weeks of increases, and the acceleration is getting worse. Meanwhile, homeowners are drowning in repair debt after weather damage. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-07/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-07/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-07.mp3 Tue, 06 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 7, 2026 Welcome to the Skyline Vanguard Daily Briefing—the twenty-minute commute podcast for real estate and insurance professionals everywhere. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Mortgage rates just hit a three-year high. We're talking seven-point-six-three percent on conforming loans and climbing. That's six straight weeks of increases, and the acceleration is getting worse. Meanwhile, homeowners are drowning in repair debt after weather damage. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-07/ 0:20:08 full false Welcome to the Skyline Vanguard Daily Briefing, the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Commercial property insurance rates just dropped fourteen and a half percent in the second quarter, the biggest decline in years. Sedgwick is reporting that property claims are taking longer to resolve, and the numbers on adjuster retirements should worry everyone. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-06/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-06/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-06.mp3 Mon, 05 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 6, 2026 Welcome to the Skyline Vanguard Daily Briefing, the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Commercial property insurance rates just dropped fourteen and a half percent in the second quarter, the biggest decline in years. Sedgwick is reporting that property claims are taking longer to resolve, and the numbers on adjuster retirements should worry everyone. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-06/ 0:26:52 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Severe storms are sweeping Texas right now, bringing serious flood risk from Houston to Dallas. Sellers are cutting asking prices at record highs — the most we've seen in years for this time of the season. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-05/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-05/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-05.mp3 Sun, 04 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 5, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Severe storms are sweeping Texas right now, bringing serious flood risk from Houston to Dallas. Sellers are cutting asking prices at record highs — the most we've seen in years for this time of the season. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-05/ 0:19:47 full false So the FHFA is planning to direct Fannie Mae and Freddie Mac to shift from tri-merge credit reports to bi-merge. What does that actually mean? Right, so instead of lenders pulling credit reports from all three bureaus — Equifax, Experian, and TransUnion — they'd select two of the three. According to HousingWire reporting October first, this is expected to be formally announced as soon as October twelfth, possibly at the Mortgage Bankers Association conference in Chicago. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-04/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-04/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-04.mp3 Sat, 03 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 4, 2026 So the FHFA is planning to direct Fannie Mae and Freddie Mac to shift from tri-merge credit reports to bi-merge. What does that actually mean? Right, so instead of lenders pulling credit reports from all three bureaus — Equifax, Experian, and TransUnion — they'd select two of the three. According to HousingWire reporting October first, this is expected to be formally announced as soon as October twelfth, possibly at the Mortgage Bankers Association conference in Chicago. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-04/ 0:20:05 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. September nonfarm payrolls missed the forecast by more than sixty thousand jobs. Property and casualty insurers are getting upgraded, not downgraded — and it's changing the market. Reverse mortgage originations have stalled despite being safer than ever. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-03/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-03/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-03.mp3 Fri, 02 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 3, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. September nonfarm payrolls missed the forecast by more than sixty thousand jobs. Property and casualty insurers are getting upgraded, not downgraded — and it's changing the market. Reverse mortgage originations have stalled despite being safer than ever. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-03/ 0:18:45 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Mortgage rates jumped another quarter-point this week. The flood insurance gap just got worse. And the roofing supply chain keeps consolidating. Google is putting listings directly in mobile search results at no cost to agents. Plus, a major E&S carrier is redesigning how it serves wholesale brokers. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-02/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-02/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-02.mp3 Thu, 01 Oct 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 2, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Mortgage rates jumped another quarter-point this week. The flood insurance gap just got worse. And the roofing supply chain keeps consolidating. Google is putting listings directly in mobile search results at no cost to agents. Plus, a major E&S carrier is redesigning how it serves wholesale brokers. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-02/ 0:18:50 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Sellers are cutting prices at a rate we haven't seen since twenty eighteen, and inventory's climbing fast. But here's the tension — the buyers still aren't showing up. Texas regulators just told insurers they can't deny or non-renew a homeowners policy based on roof age alone. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-01/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-01/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-10-01.mp3 Wed, 30 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Oct 1, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Sellers are cutting prices at a rate we haven't seen since twenty eighteen, and inventory's climbing fast. But here's the tension — the buyers still aren't showing up. Texas regulators just told insurers they can't deny or non-renew a homeowners policy based on roof age alone. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-10-01/ 0:22:41 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Home prices rose again in July, but there's a sharp divide between which cities are winning and which are sinking. The U.S. Senate just locked in terrorism insurance coverage for the next seven years — unanimous consent, no drama, but there's still a House-Senate clash to settle. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-30/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-30/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-30.mp3 Tue, 29 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 30, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Home prices rose again in July, but there's a sharp divide between which cities are winning and which are sinking. The U.S. Senate just locked in terrorism insurance coverage for the next seven years — unanimous consent, no drama, but there's still a House-Senate clash to settle. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-30/ 0:20:41 full false The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-29/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-29/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-29.mp3 Mon, 28 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 29, 2026 The daily Commute Briefing from Skyline Vanguard — real-estate and insurance industry news for professionals, hosted by Tawny & Paul. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-29/ 0:14:40 full false The thirty-year fixed mortgage rate just crossed seven point one two percent in the week ended September eighteenth. That's the highest level since May twenty twenty-four, and it's the first real jolt in rates we've seen in months. According to the Mortgage Bankers Association's Weekly Applications Survey, the seasonally adjusted Purchase Index fell one percent week-over-week. But the year-over-year numbers are worse — the unadjusted Purchase Index is eleven percent lower than a year ago. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-28/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-28/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-28.mp3 Sun, 27 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 28, 2026 The thirty-year fixed mortgage rate just crossed seven point one two percent in the week ended September eighteenth. That's the highest level since May twenty twenty-four, and it's the first real jolt in rates we've seen in months. According to the Mortgage Bankers Association's Weekly Applications Survey, the seasonally adjusted Purchase Index fell one percent week-over-week. But the year-over-year numbers are worse — the unadjusted Purchase Index is eleven percent lower than a year ago. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-28/ 0:18:07 full false Good morning. I'm Tawny, and you're tuned to Skyline Vanguard: The Commute Briefing. It's Sunday, September twenty-seventh, twenty-twenty-six, and we've got five stories hitting your portfolio this morning — all of them moving in real time. First, the National Association of Realtors just dropped August existing-home sales, and for the first time since mid-twenty-twenty-five, we've fallen below four million units. That matters more than you might think. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-27/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-27/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-27.mp3 Sat, 26 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 27, 2026 Good morning. I'm Tawny, and you're tuned to Skyline Vanguard: The Commute Briefing. It's Sunday, September twenty-seventh, twenty-twenty-six, and we've got five stories hitting your portfolio this morning — all of them moving in real time. First, the National Association of Realtors just dropped August existing-home sales, and for the first time since mid-twenty-twenty-five, we've fallen below four million units. That matters more than you might think. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-27/ 0:15:43 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Category Two hurricane bearing down on Hawaii as forecasters warn of potential historic rainfall and catastrophic flash flooding. Meanwhile, homeowners insurance in Florida is actually getting cheaper — approval notices came through just this week for four carriers. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-26/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-26/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-26.mp3 Fri, 25 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 26, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. Category Two hurricane bearing down on Hawaii as forecasters warn of potential historic rainfall and catastrophic flash flooding. Meanwhile, homeowners insurance in Florida is actually getting cheaper — approval notices came through just this week for four carriers. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-26/ 0:15:51 full false Good morning, I'm Tawny Hawthorne, and this is The Skyline Vanguard, your commute briefing for September twenty-fifth. Paul joins me today — Paul, good morning. Morning, Tawny. Lot to dig into today. We do. New home sales just beat expectations — up six point four percent month-over-month — and builders are slashing prices to move that inventory. Meanwhile, Florida's insurance market is shifting fast. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-25/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-25/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-25.mp3 Thu, 24 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 25, 2026 Good morning, I'm Tawny Hawthorne, and this is The Skyline Vanguard, your commute briefing for September twenty-fifth. Paul joins me today — Paul, good morning. Morning, Tawny. Lot to dig into today. We do. New home sales just beat expectations — up six point four percent month-over-month — and builders are slashing prices to move that inventory. Meanwhile, Florida's insurance market is shifting fast. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-25/ 0:22:01 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. We've got five stories on the desk. Homebuilder earnings are under pressure — KB Home down twenty percent year over year, Lennar cutting delivery guidance. But Berkshire Hathaway just bought more Lennar stock, pushing its stake past ten percent. The market's reading that as a contrarian bet. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-24/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-24/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-24.mp3 Wed, 23 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 24, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. We've got five stories on the desk. Homebuilder earnings are under pressure — KB Home down twenty percent year over year, Lennar cutting delivery guidance. But Berkshire Hathaway just bought more Lennar stock, pushing its stake past ten percent. The market's reading that as a contrarian bet. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-24/ 0:15:33 full false Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. We've got five stories on the desk. Lumber prices just hit a nine-month low, right as a new round of tariffs lands on top of them. North Dakota property insurance rates are projected to climb twenty-six percent over the next three years. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-23/ https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-23/ https://flipbooks.skylineroofllc.com/social-test/vanguard-podcast-2026-09-23.mp3 Tue, 22 Sep 2026 21:00:00 -0500 Vanguard Commute Briefing — Sep 23, 2026 Welcome to the Skyline Vanguard Daily Briefing — the twenty-minute commute podcast for real estate and insurance professionals. I'm Tawny. And I'm Paul. Good morning. Here's what matters today. We've got five stories on the desk. Lumber prices just hit a nine-month low, right as a new round of tariffs lands on top of them. North Dakota property insurance rates are projected to climb twenty-six percent over the next three years. Full edition: https://flipbooks.skylineroofllc.com/social-test/vanguard-video-2026-09-23/ 0:18:25 full false